Texas Insurance Claim Attorneys
FILING CLAIMS FOR HURRICANE HARVEY DAMAGE
In August 2017, Hurricane Harvey caused historic damage to Houston and throughout southeast Texas. At Arnold & Itkin, our hearts go out to those who have been impacted by this storm, whether it was damage from a windstorm, flooding, or the impact it had on your business.
If you need help filing an insurance claim, or if you are being mistreated by your insurance company, we encourage you to contact our lawyers as soon as possible. We are here to help our neighbors as they navigate through this troubling time. Call (888) 493-1629 to schedule a free initial consultation.
INVERSE CONDEMNATION: GOVERNMENT MAY OWE YOU MONEY
When private property is damaged or taken for the sake of public use by the government, then the property owner needs to be compensated for the loss. Compensation cases like this are known as inverse condemnation cases. To qualify as inverse condemnation, projects must be designed with a known hazard or risk to the property—so poor construction can’t be the cause. In addition, the government must have known about the hazard and done nothing to stop it.
If your home was flooded during Hurricane Harvey, there’s evidence that the government may have known that there was a high risk of flooding to your home—and they may have done nothing to stop it. As a result, they may be able to be held responsible for your home’s damages in an inverse condemnation case. Call Arnold & Itkin LLP for more information as soon as possible.
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Benefits Of Hiring a local Personal Injury Law Firm:
The legal world can be complex and confusing at times. Do not try to maneuver it by yourself – hire a personal injury lawyer who knows their way around the Texas Court system. A personal injury attorney has the experience and training to handle accident cases. Also, they will have tools at their disposal that can help prove your case, such as computer animations, expert testimony and accident investigators. So, whether you have been injured in a car accident, a fire, at a hospital or even in your own home, contact us!
Contact one of our personal injury lawyers if you have been injured in:
- 10 Commandments for an Insurerance
- Bad Faith Insurance Practices
- Basic Insurer Requirements
- Catastrophic Property Loss
- Disability Policy Underwriters
- First Party Insurance Claims
- Hurricane Harvey Claims
- Hurricane Insurance Claims
- Insurance Lawsuits
- Napa & Sonoma County Wildfires
- Penalties for Noncompliance
- PG&E Wildfire Claims
- The Texas Prompt Payment Act
- Types of Insurance Claims
- Underpaid Insurance Claims
- More Common Questions
Why Should You Contact Us?
BENEFITS OF WORKING WITH OUR TEAM
- Billions of Dollars Recovered for Our Clients
- 100s of Cases Won in Excess of $1 Million
- Cases Won for Our Clients from Coast to Coast
- Frequently Featured in Local & National Media
- You Don’t Pay a Dime Unless We Win
At our law firm, we are committed to protecting those hurt by airplane and helicopter crashes. Call today!
In an ideal world, you would file a claim with your insurance provider. Your adjuster would provide you with a claim number and begin investigating your case within 2 weeks of filing. After a thorough investigation, your adjuster will return to you within 30 days and either accept your claim or deny it. If you need to file a claim with another person’s insurance company, the process would be the same—only it would be prudent to conduct your own investigation and provide as much subjective evidence as possible. Once the evidence is gathered, you’ll file a formal demand letter with the at-fault party’s insurance company and work out a settlement. If they refuse to offer fair compensation, you can take them to court. Having an attorney at your side for this entire process makes it smoother and increases the likelihood that it will end in your favor.
Insurance claims can be denied for legitimate legal reasons: coverage doesn’t extend to the injury or damage, the injured person was not covered at the time, or the cause of the injury voided the policy. However, sometimes providers commit “insurance bad faith”—the denial of coverage for unclear or illegitimate reasons. This may occur as a result of poor or fraudulent practices. For example, if your valid claim would result in a massive payout, then an unscrupulous provider would be motivated to deny it outright.
To help prevent bad faith, the law forces insurance companies to respond to your claim within 2 weeks of filing. They are also obligated to provide a clear reason for why your claim was denied. If your insurance provider did not offer a reason for why your claim was denied or delayed, you may be entitled to an insurance bad faith claim. For injury cases, insurers need to respect your medical privacy. Your claims adjuster is entitled to view the medical records relevant to your current claim, but no more than that. To get around that, some insurance companies will ask you to waive your right to keep your records private. The adjuster will note that your records are required for investigation…but may fail to mention that they only require a few documents, not your entire medical history. Experienced attorneys can ensure that your adjuster only has access to relevant documents and nothing else.
They are not allowed to delay payment unreasonably under any circumstances. Sometimes insurance companies will demand documents or interviews as a way of delaying the need to pay you—this is both illegal and unethical. Companies may also delay investigating your claim, which is equally illegal. In both of these cases, you’re being subjected to pressure tactics. By delaying payment, insurance companies hope to either make people give up on their claims or settle for a lower amount. Navigating the insurance minefield requires experience, but it can be done. You can take legal action against this type of treatment.